Finance Application Only - Data Protection Statement
uCan Car Credit Limited complies with the Data Protection Act 1998 which requires us to give you information
about how we will use your data.
The information that we collect from you will be used for making a finance application on your behalf for
the purpose of obtaining a provisional offer of credit. Depending on the circumstances we may make an
application to more than one finance provider who may also use your data to verify the information that
you have provided. The information obtained from you will form part of a credit assessment. Lenders will
check the information with data held by credit reference agencies and fraud prevention agencies, about
you and those with whom you are financially linked. The credit reference agency will leave a footprint
on your credit file that may be seen by other lenders. Lenders will use the information obtained in the
credit reference search to help them assess the application and they may use the result of the search in
a credit scoring or other automated decision making system.
Cifas Notice - Use Of Personal Data
We would like to make you aware of the following:
If false or inaccurate information is provided and fraud is identified, details will be passed to fraud
prevention agencies.
Law enforcement agencies may access and use this information.
The proposed lender and other organisations may also access and use this information to prevent fraud and
money laundering for example when:
- Checking details on applications for credit and credit related or other facilities
- Managing credit and credit related accounts or facilities
- Recovering debt
- Checking details on proposals and claims for all types of insurance
- Checking details of job applicants and employees
Please contact us on 01706 752500 [and state the finance provider] if you want to receive details of the
relevant fraud prevention agencies.
We and other organisations may access and use from other countries the information recorded by fraud
prevention agencies.
Further Information
If your finance application is declined by our usual lenders, we may refer your data to other financial
organisations that may be able to offer you credit. If this happens the organisation will contact you
independently.
Your data will be used for processing any subsequent sale transaction, finance and connected insurance
contracts. It may be referred to other associated organisations for processing as well.
This above information can also be viewed on our website www.ucancarcredit.co.uk along with our Privacy Policy
or, alternatively the written information can be sent to you through the post upon request.
If you require further details about how your data is held, collected or used please ask us.
We will communicate the results of any provisional offer of credit orally by telephone. Any provisional
offer of credit made is subject to status and requires proof of identity and income.
Contact Details (Website/Post Only)
If you require further information about your rights under the Data Protection Act 1998 or your wish to
make a “subject access request” please contact the Compliance Department on the details provided below.
All requests about your data must be made in writing together with proof of your identity. Please note subject
access requests may incur a £10.00 Administration Fee.
Data Protection Request
Compliance Department
uCan Car Credit
Nixon Street
Rochdale
OL11 3JW
If you no longer wish for us or, any company within our group structure to contact you with marketing
material, promotions or offers, please put your request in writing to the Marketing Department. You will
need to provide details of your name, postal address, and details of the vehicle purchased (if relevant).
Director of Marketing
Marketing Department
uCan Car Credit
Nixon Street
Rochdale
OL11 3JW