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Frequently Asked Questions
 

What are the benefits of arranging car finance through uCan?
How does uCan car credit work?
Can I apply with a bad credit history?
How long does it take to arrange finance?
What car could I get on credit?
Does the car come with a guarantee?
What if I don’t like the car?
How do I apply?
If I have further questions, who can I talk to?

What are the benefits of arranging car finance through uCan?

  • You will get an immediate credit decision when you apply for car finance through uCan
  • We offer finance even if you’ve been refused credit elsewhere (terms and conditions apply)
  • No hard sell, we'll tailor the finance to your budget
  • We offer credit on the most popular makes and models of cars – many of which are in group stock
  • Every uCan car goes through an exhaustive preparation and mechanical inspection procedure
  • 3 months Free Extended Guarantee with every uCan car
  • Drive away the same day!

How does uCan car credit work?

Buying a car on finance through uCan car credit is easy. Simply complete our short online application form, or call our credit application team FREE on 0800 612 1801. Alternatively, text UCAN2 to 80086 and we’ll call you back. We will then arrange an appointment for you to visit one of the uCan car showrooms, where you can choose your car and finalise the finances. You can then drive away the same day!

Can I apply with a bad credit history?

Yes uCan! As long as you are at least 18 years old and a UK resident, you are eligible to apply for a car loan – even if you have a poor credit rating. Credit is subject to status and income, and is only available on cars sold by us.

How long does it take to arrange finance?

Applying for car finance is quick with uCan. By using our online application form, you can get get credit approval in minutes. We will then ask you to visit us at one of our showrooms, where you can drive away the very same day!

What car could I get on credit?

We have a wide selection of cars available on finance so you can choose from the most popular makes and models, including Ford, Vauxhall, Renault, Peugeot and Honda. Click here to view our small cars, family cars and people carriers. We also offer a credit on range of prestige cars including Audi and BMW.

Does the car come with a guarantee?

Yes, all uCan cars come with a free three month Parts and Labour Guarantee, subject to certain terms and conditions.

How do I apply for credit?

To apply for a car loan, click here to complete our simple online application form or call us FREE on 0800 612 1801.

If I have further questions, who can I talk to?

The uCan Car Credit Customer Care Team is on hand to answer any of your questions. Please call 0845 120 7082.

 
 
uCan have all this
  Every car we sell
comes with:
 
  • 7 days free insurance
• 120 point quality check
• HPI vehicle history check
• Affordable monthly   payments
• 3 month guarantee
• Drive away the same day!
• Plus, use your old car as full deposit!†
 
 
Apply online
  Get credit approval in minutes go »
 
Our Cars
See a selection of our most popular cars go »
 
Prestige Cars
See a selection from our prestige range go »
 
Apply online today or call us on 0800 612 1801
 

27.9% APR typicalTerms & Conditions | Privacy and Data Protection | Disclaimer | Site Map | FAQ's

Credit is subject to status and income, and only available on cars sold by us. 3 Month Parts and Labour Guarantee is subject to terms and conditions. † Subject to terms and conditions. 1. The vehicle has not exceeded 300 miles since the date of purchase. 2. The condition of the vehicle has not deteriorated since the date of purchase. 3. The V5 Registration Document and all documentation (e.g. MOT) must be returned with the vehicle. This does not affect your statutory rights. uCan Car Credit, Head Office: Nixon Street, Rochdale, Lancashire OL11 3JW. The products and services described in this site are available only to UK residents (excluding the Channel Islands and the Isle of Man). The information in this site is not directed at anyone other than UK residents and applications from others will not be accepted. The information contained in this site may not satisfy the laws of any other country. The phone number only applies to calls made from within the UK. If you proceed to access the information included in this site, you acknowledge that you have read and agree with the above statement.