Terms & Conditions
Finance is provided, subject to status. To apply you must be at least 18 years old and a UK
resident. A guarantor may be required. Security may be required by way of a Bill of Sale.
Credit is only available on cars supplied by us.
Telephone calls may be monitored or recorded for security and quality control. Information is
available in large print, audio and Braille on request; please call for details.
Offers are available without finance, if you buy a car from us.
Use of Your Information
If you make an application, your details will be held on computer and used in a credit scoring or
other automated decision making process when assessing your application. An enquiry will be made with
Credit Reference Agencies. If you provide false or inaccurate information we will record this. We and
other organisations may then use and search these records to check your identity, to prevent fraud and
money laundering. You can ask for details about the Credit Reference and Fraud Prevention Agencies from
whom and with whom we share this information. Please call us on free-phone 0845 120 7082. You have a
legal right to these records.
For the purposes of this application you may be treated as financially linked and your application
will be assessed with reference to any "associated" records.
If you are a joint applicant or if you have told us of some other financial association with another
person, you must be sure that you are entitled to:
- disclose information about your joint applicant and anyone referred to by you.
- authorise us to search, link or record information at credit reference agencies about you and anyone referred to by you.
An "association" between joint applicants, and between you and anyone you tell us is your financial
partner, will be created at credit reference agencies. This will link your financial records, each of
which will be taken into account in all future applications by either or both of you. This will continue
until one of you successfully files a disassociation at credit reference agencies.
You authorise us to make all enquiries necessary to verify this information to enable us to consider
this application. If you apply for insurance your information will be passed to the administrators and
the insurers for underwriting, processing claims handling and fraud prevention.
Your personal data which may include sensitive information such as medical details, will be treated
in confidence and will not be disclosed to any third parties except where permitted by law or where you
have given your consent, however, it may be shared with any company from time to time forming part of
the same Group as uCan Car Credit, selected third parties and the Insurers (and their administrators)
who may also use it for marketing, research, statistical analysis and administration purposes.
For further information on the companies with whom your information may be shared please contact us.
You may be contacted by mail, telephone, fax, email, automated calling systems or other reasonable
method with details of products or services offered by one of the above. If you do not want your details
to be used for marketing please call us on 0845 120 7082. Under the terms of the Data Protection Act
you have the right to obtain a copy of the information held about you upon payment of the
appropriate fee.