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Borrowing £7,000 over 60 months with a Representative APR of 36.5% a fixed annual interest rate of 18.5%; an administration fee of £50 (included in the first payment), an option to purchase fee of £50 (included with the last payment) and no deposit the amount payable will be: 1 payment of £274.58 followed by 58 payments of £224.58 and a final payment of £274.58. The total cost of credit is £6574.80 and the Total Amount Payable is £13574.80.

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